ComparePensions

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Fee impact calculator

Enter your own figures to see an illustration of how each product's published charge range would compound over the years to your retirement, compared with a hypothetical zero-charge fund.

Assumed growth before charges (an assumption, not a forecast)

Over 31 years, with no charges at all, these inputs would grow to €374,288 at 4% assumed annual growth. The table shows how much of that each product's published charge range would absorb. Where a product's charges are tiered or conditional, figures for both the lowest and highest published charges are shown — your actual terms could differ.

All calculations happen in your browser. Nothing you enter is sent or stored.

207 products, alphabetical by provider.

ProviderProductProjected value at 66Estimated effect of charges
Acorn LifeAcorn Life Smart PRSA 1APP/E/970/NS · Non-standard€239,904 – €303,375€70,913 – €134,38418.9% – 35.9% of the no-charge value
Acorn LifeAcorn Life Smart PRSA 2APP/E/971/NS · Non-standard€242,458 – €303,375€70,913 – €131,83018.9% – 35.2% of the no-charge value
Acorn LifeAcorn Life Smart PRSA 3APP/E/972/NS · Non-standard€245,012 – €303,375€70,913 – €129,27618.9% – 34.5% of the no-charge value
Acorn LifeAcorn Life Smart PRSA 4APP/E/973/NS · Non-standard€250,120 – €303,375€70,913 – €124,16818.9% – 33.2% of the no-charge value
Acorn LifeAcorn Life Standard PRSAAPP/E/974/S · Standard€291,294 – €303,375€70,913 – €82,99418.9% – 22.2% of the no-charge value
Acorn LifeZen PRSAAPP/E/1031/S · Standard€309,720 – €322,879€51,409 – €64,56813.7% – 17.3% of the no-charge value
Allianz GlobalAllianz Vantage PRSA (Non-Standard PRSA A)APP/AG/1035/NS · Non-standard€231,782 – €370,320€3,969 – €142,5061.1% – 38.1% of the no-charge value
Allianz GlobalAllianz Vantage PRSA (Non-Standard PRSA B)APP/AG/1036/NS · Non-standard€243,587 – €370,320€3,969 – €130,7011.1% – 34.9% of the no-charge value
Allianz GlobalAllianz Vantage PRSA (Non-Standard PRSA C)APP/AG/1037/NS · Non-standard€253,551 – €370,320€3,969 – €120,7371.1% – 32.3% of the no-charge value
Allianz GlobalAllianz Vantage PRSA (Non-Standard PRSA D)APP/AG/1038/NS · Non-standard€269,419 – €370,320€3,969 – €104,8691.1% – 28.0% of the no-charge value
Allianz GlobalAllianz Vantage PRSA (Non-Standard PRSA F)APP/AG/1043/NS · Non-standard€220,658 – €370,320€3,969 – €153,6301.1% – 41.0% of the no-charge value
Allianz GlobalAllianz Vantage Standard PRSAAPP/AG/1034/S · Standard€301,653 – €370,320€3,969 – €72,6361.1% – 19.4% of the no-charge value
AvivaAviva PRSA Choice0APP/F/472/NS · Non-standard€291,294 – €306,529€67,760 – €82,99418.1% – 22.2% of the no-charge value
AvivaAviva PRSA Choice5APP/F/112/NS · Non-standard€279,213 – €294,339€79,950 – €95,07521.4% – 25.4% of the no-charge value
AvivaAviva PRSA Choice8APP/F/418/NS · Non-standard€271,964 – €287,024€87,264 – €102,32423.3% – 27.3% of the no-charge value
AvivaAviva PRSA Option 1APP/F/975/NS · Non-standard€292,434 – €322,879€51,409 – €81,85413.7% – 21.9% of the no-charge value
AvivaAviva PRSA Option 10APP/F/984/NS · Non-standard€291,134 – €316,220€58,068 – €83,15415.5% – 22.2% of the no-charge value
AvivaAviva PRSA Option 11APP/F/985/NS · Non-standard€270,982 – €306,529€67,760 – €103,30718.1% – 27.6% of the no-charge value
AvivaAviva PRSA Option 12APP/F/986/NS · Non-standard€268,347 – €291,134€83,154 – €105,94222.2% – 28.3% of the no-charge value
AvivaAviva PRSA Option 13APP/F/987/NS · Non-standard€255,174 – €276,637€97,651 – €119,11526.1% – 31.8% of the no-charge value
AvivaAviva PRSA Option 14APP/F/988/NS · Non-standard€298,057 – €337,578€36,710 – €76,2319.8% – 20.4% of the no-charge value
AvivaAviva PRSA Option 15APP/F/989/NS · Non-standard€282,941 – €320,328€53,960 – €91,34714.4% – 24.4% of the no-charge value
AvivaAviva PRSA Option 16APP/F/990/NS · Non-standard€295,575 – €334,909€39,380 – €78,71410.5% – 21.0% of the no-charge value
AvivaAviva PRSA Option 17APP/F/991/NS · Non-standard€280,568 – €317,778€56,510 – €93,72115.1% – 25.0% of the no-charge value
AvivaAviva PRSA Option 18APP/F/992/NS · Non-standard€268,712 – €304,091€70,198 – €105,57718.8% – 28.2% of the no-charge value
AvivaAviva PRSA Option 2APP/F/976/NS · Non-standard€286,471 – €316,220€58,068 – €87,81715.5% – 23.5% of the no-charge value
AvivaAviva PRSA Option 3APP/F/977/NS · Non-standard€277,792 – €306,529€67,760 – €96,49718.1% – 25.8% of the no-charge value
AvivaAviva PRSA Option 4APP/F/978/NS · Non-standard€257,487 – €291,134€83,154 – €116,80222.2% – 31.2% of the no-charge value
AvivaAviva PRSA Option 5APP/F/979/NS · Non-standard€244,778 – €276,637€97,651 – €129,51026.1% – 34.6% of the no-charge value
AvivaAviva PRSA Option 6APP/F/980/NS · Non-standard€322,879 – €351,184€23,104 – €51,4096.2% – 13.7% of the no-charge value
AvivaAviva PRSA Option 7APP/F/981/NS · Non-standard€300,539 – €340,247€34,041 – €73,7499.1% – 19.7% of the no-charge value
AvivaAviva PRSA Option 8APP/F/982/NS · Non-standard€306,529 – €333,173€41,115 – €67,76011.0% – 18.1% of the no-charge value
AvivaAviva PRSA Option 9APP/F/983/NS · Non-standard€285,314 – €322,879€51,409 – €88,97413.7% – 23.8% of the no-charge value
AvivaAviva Standard PRSAAPP/F/584/S · Standard€291,294 – €294,339€79,950 – €82,99421.4% – 22.2% of the no-charge value
AvivaAviva Standard PRSA0APP/F/188/S · Standard€303,375 – €306,529€67,760 – €70,91318.1% – 18.9% of the no-charge value
AvivaConductor PRSA (0%)APP/N/921/NS · Non-standard€226,581 – €303,375€70,913 – €147,70818.9% – 39.5% of the no-charge value
AvivaConductor PRSA (2%)APP/N/854/NS · Non-standard€222,831 – €298,543€75,746 – €151,45820.2% – 40.5% of the no-charge value
AvivaConductor PRSA (3.5%)APP/N/595/NS · Non-standard€220,018 – €294,918€79,370 – €154,27021.2% – 41.2% of the no-charge value
AvivaConductor PRSA (5%)APP/N/742/NS · Non-standard€217,206 – €291,294€82,994 – €157,08222.2% – 42.0% of the no-charge value
AvivaGroup PRSA0APP/F/703/S · Standard€300,959 – €306,529€67,760 – €73,32918.1% – 19.6% of the no-charge value
AvivaGroup PRSA2AAPP/F/183/S · Standard€298,543 – €304,091€70,198 – €75,74618.8% – 20.2% of the no-charge value
AvivaGroup PRSA4AAPP/F/870/S · Standard€293,710 – €304,091€70,198 – €80,57818.8% – 21.5% of the no-charge value
AvivaGroup PRSA5APP/F/209/S · Standard€291,294 – €304,091€70,198 – €82,99418.8% – 22.2% of the no-charge value
AvivaPensionsFirst Retirement Savings Standard Option OneAPP/N/760/S · Standard€291,294€82,99422.2% – 22.2% of the no-charge value
AvivaPensionsFirst Retirement Savings Standard Option TwoAPP/N/738/S · Standard€291,294 – €300,959€73,329 – €82,99419.6% – 22.2% of the no-charge value
AvivaPensionsFirst Retirement Savings Tailored Option FourAPP/N/478/NS · Non-standard€222,831 – €298,543€75,746 – €151,45820.2% – 40.5% of the no-charge value
AvivaPensionsFirst Retirement Savings Tailored Option OneAPP/N/289/NS · Non-standard€198,456 – €293,710€80,578 – €175,83221.5% – 47.0% of the no-charge value
AvivaPensionsFirst Retirement Savings Tailored Option ThreeAPP/N/030/NS · Non-standard€217,206 – €291,294€82,994 – €157,08222.2% – 42.0% of the no-charge value
AvivaPensionsFirst Retirement Savings Tailored Option TwoAPP/N/731/NS · Non-standard€205,956 – €303,375€70,913 – €168,33218.9% – 45.0% of the no-charge value
AvivaSelect PRSA0APP/F/706/NS · Non-standard€255,174 – €276,637€97,651 – €119,11526.1% – 31.8% of the no-charge value
AvivaSelect PRSA3APP/F/295/NS · Non-standard€248,936 – €274,407€99,881 – €125,35226.7% – 33.5% of the no-charge value
AvivaSimple PRSA0APP/F/910/S · Standard€303,375 – €306,529€67,760 – €70,91318.1% – 18.9% of the no-charge value
AvivaSimple PRSA4APP/F/344/S · Standard€293,710 – €301,653€72,636 – €80,57819.4% – 21.5% of the no-charge value
AvivaSimple PRSA5APP/F/012/S · Standard€291,294 – €299,215€75,074 – €82,99420.1% – 22.2% of the no-charge value
BCWMHBCWM PRSAAPP/W/820/NS · Non-standard€228,811 – €325,588€48,701 – €145,47713.0% – 38.9% of the no-charge value
Cantor Fitzgerald Ireland LtdCantor PRSAAPP/C/068/NS · Non-standard€200,290 – €354,919€19,370 – €173,9995.2% – 46.5% of the no-charge value
DavyDavy Advisory PRSAAPP/T/522/NS · Non-standard€273,840 – €336,689€37,599 – €100,44810.0% – 26.8% of the no-charge value
DavyDavy PRSA (Execution Only)APP/T/434/NS · Non-standard€303,375 – €336,689€37,599 – €70,91310.0% – 18.9% of the no-charge value
DavyDavy Select PRSA (Execution Only)APP/T/465/NS · Non-standard€247,639 – €374,288€0 – €126,6500.0% – 33.8% of the no-charge value
Goodbody StockbrokersGoodbody Stockbrokers PRSA PortfolioAPP/Z/628/NS · Non-standard€288,165 – €374,208€80 – €86,1240.0% – 23.0% of the no-charge value
Independent Trustee Co. LtdITC PRSA 1APP/X/065/NS · Non-standard€185,327 – €336,689€37,599 – €188,96110.0% – 50.5% of the no-charge value
Independent Trustee Co. LtdITC PRSA 2APP/X/066/NS · Non-standard€194,249 – €374,280€8 – €180,0390.0% – 48.1% of the no-charge value
Independent Trustee Co. LtdITC PRSA 3APP/X/067/NS · Non-standard€199,435 – €303,375€70,913 – €174,85318.9% – 46.7% of the no-charge value
Irish LifeAdvance PRSA (ADV00)APP/K/268/NS · Non-standard€282,332 – €303,375€70,913 – €91,95718.9% – 24.6% of the no-charge value
Irish LifeAdvance PRSA (ADV05 or ADV15)APP/K/300/NS · Non-standard€270,982 – €291,294€82,994 – €103,30722.2% – 27.6% of the no-charge value
Irish LifeAdvance PRSA (ADVX0)APP/K/231/NS · Non-standard€282,332 – €303,375€70,913 – €91,95718.9% – 24.6% of the no-charge value
Irish LifeAIB Invest PRSAAPP/K/126/S · Standard€291,294 – €294,918€79,370 – €82,99421.2% – 22.2% of the no-charge value
Irish LifeArk Life PRSAAPP/K/191/S · Standard€291,294 – €300,460€73,828 – €82,99419.7% – 22.2% of the no-charge value
Irish LifeClear PRSA (1%, 0%)APP/K/716/S · Standard€303,375€70,91318.9% – 18.9% of the no-charge value
Irish LifeClear PRSA (1%, 4.5%)APP/K/640/S · Standard€292,502 – €303,375€70,913 – €81,78618.9% – 21.9% of the no-charge value
Irish LifeCompany Standard Group PRSAAPP/K/243/S · Standard€293,710€80,57821.5% – 21.5% of the no-charge value
Irish LifeCompany Standard Group PRSA (0%, 0.75%)APP/K/736/S · Standard€319,529€54,75914.6% – 14.6% of the no-charge value
Irish LifeCompany Standard PRSAAPP/K/813/S · Standard€291,294€82,99422.2% – 22.2% of the no-charge value
Irish LifeCompany Standard PRSA (0%, 0.50%)APP/K/119/S · Standard€336,689€37,59910.0% – 10.0% of the no-charge value
Irish LifeCompany Standard PRSA (0%, 0.75%)APP/K/072/S · Standard€319,529€54,75914.6% – 14.6% of the no-charge value
Irish LifeCompany Standard PRSA (0%, 1%)APP/K/942/S · Standard€303,375€70,91318.9% – 18.9% of the no-charge value
Irish LifeCompany Standard PRSA (1%, 0.75%)APP/K/812/S · Standard€317,002€57,28615.3% – 15.3% of the no-charge value
Irish LifeCompany Standard PRSA (1%, 1%)APP/K/685/S · Standard€300,959€73,32919.6% – 19.6% of the no-charge value
Irish LifeCompany Standard PRSA (2%, 1%)APP/K/237/S · Standard€298,543€75,74620.2% – 20.2% of the no-charge value
Irish LifeCompany Standard PRSA (3%, 1%)APP/K/544/S · Standard€296,126€78,16220.9% – 20.9% of the no-charge value
Irish LifeComplete Solutions PRSA Options (0%)APP/K/122/NS · Non-standard€220,046 – €303,375€70,913 – €154,24318.9% – 41.2% of the no-charge value
Irish LifeComplete Solutions PRSA Options (1.5%)APP/K/713/NS · Non-standard€217,304 – €303,375€70,913 – €156,98418.9% – 41.9% of the no-charge value
Irish LifeComplete Solutions PRSA Options (3%)APP/K/216/NS · Non-standard€214,562 – €299,751€74,538 – €159,72619.9% – 42.7% of the no-charge value
Irish LifeComplete Solutions PRSA Options (5%)APP/K/696/NS · Non-standard€210,907 – €294,918€79,370 – €163,38221.2% – 43.7% of the no-charge value
Irish LifeComplete Solutions PRSA PlusAPP/K/1013/NS · Non-standard€303,375 – €664,541-€290,253 – €70,913-77.5% – 18.9% of the no-charge value
Irish LifeComplete Solutions PRSA Standard (0%)APP/K/897/S · Standard€303,375€70,91318.9% – 18.9% of the no-charge value
Irish LifeComplete Solutions PRSA Standard (1.5%)APP/K/751/S · Standard€299,751 – €303,375€70,913 – €74,53818.9% – 19.9% of the no-charge value
Irish LifeComplete Solutions PRSA Standard (3%)APP/K/997/S · Standard€296,126 – €299,751€74,538 – €78,16219.9% – 20.9% of the no-charge value
Irish LifeComplete Solutions PRSA Standard (5%)APP/K/349/S · Standard€291,294 – €294,918€79,370 – €82,99421.2% – 22.2% of the no-charge value
Irish LifeCorporate Standard Group PRSAAPP/K/719/S · Standard€300,959 – €303,375€70,913 – €73,32918.9% – 19.6% of the no-charge value
Irish LifeCorporate Standard PRSAAPP/K/627/S · Standard€298,543 – €300,959€73,329 – €75,74619.6% – 20.2% of the no-charge value
Irish LifeHorizon PRSA ChoiceAPP/K/1041/NS · Non-standard€336,689 – €554,823-€180,535 – €37,599-48.2% – 10.0% of the no-charge value
Irish LifeHorizon PRSA FocusAPP/K/1040/NS · Non-standard€336,689 – €554,823-€180,535 – €37,599-48.2% – 10.0% of the no-charge value
Irish LifeHorizon PRSA SolutionAPP/K/1042/NS · Non-standard€336,689 – €554,823-€180,535 – €37,599-48.2% – 10.0% of the no-charge value
Irish LifeIrish Life PRSA Plan JAPP/K/141/NS · Non-standard€312,951 – €554,823-€180,535 – €61,338-48.2% – 16.4% of the no-charge value
Irish LifeIrish Life PRSA Plan KAPP/K/530/NS · Non-standard€312,951 – €554,823-€180,535 – €61,338-48.2% – 16.4% of the no-charge value
Irish LifeIrish Life PRSA Plan LAPP/K/347/NS · Non-standard€312,951 – €554,823-€180,535 – €61,338-48.2% – 16.4% of the no-charge value
Irish LifeIrish Life PRSA Plan MAPP/K/331/NS · Non-standard€312,951 – €554,823-€180,535 – €61,338-48.2% – 16.4% of the no-charge value
Irish LifeIrish Life PRSA Plan NAPP/K/332/NS · Non-standard€312,951 – €554,823-€180,535 – €61,338-48.2% – 16.4% of the no-charge value
Irish LifeIrish Life PRSA Plan OAPP/K/333/NS · Non-standard€312,951 – €554,823-€180,535 – €61,338-48.2% – 16.4% of the no-charge value
Irish LifePRSA CoreAPP/K/1032/NS · Non-standard€336,689 – €554,823-€180,535 – €37,599-48.2% – 10.0% of the no-charge value
Irish LifePRSA Performance (1.2% & 5%)APP/K/283/NS · Non-standard€237,511 – €291,294€82,994 – €136,77822.2% – 36.5% of the no-charge value
Irish LifePRSA Performance (1.2%)APP/K/334/NS · Non-standard€237,511 – €303,375€70,913 – €136,77818.9% – 36.5% of the no-charge value
Irish LifePRSA Performance (1.35% & 3%)APP/K/926/NS · Non-standard€237,511 – €296,126€78,162 – €136,77820.9% – 36.5% of the no-charge value
Irish LifePRSA Performance (1.35% & 5%)APP/K/132/NS · Non-standard€237,511 – €291,294€82,994 – €136,77822.2% – 36.5% of the no-charge value
Irish LifePRSA Performance (EBS 1.35% & 5%)APP/K/767/NS · Non-standard€244,778 – €291,294€82,994 – €129,51022.2% – 34.6% of the no-charge value
Irish LifePRSA SelectAPP/K/1033/NS · Non-standard€336,689 – €554,823-€180,535 – €37,599-48.2% – 10.0% of the no-charge value
Irish LifePRSA Standard (1% & 5%)APP/K/935/S · Standard€291,294€82,99422.2% – 22.2% of the no-charge value
Irish LifePRSA Standard (1%)APP/K/273/S · Standard€303,375€70,91318.9% – 18.9% of the no-charge value
Irish LifePublic Sector PRSAAPP/K/082/S · Standard€291,294 – €296,126€78,162 – €82,99420.9% – 22.2% of the no-charge value
Irish LifeStandard PRSA (STD00)APP/K/261/S · Standard€303,375€70,91318.9% – 18.9% of the no-charge value
Irish LifeStandard PRSA (STD03 or STD10)APP/K/033/S · Standard€296,126€78,16220.9% – 20.9% of the no-charge value
Irish LifeStandard PRSA (STD05 or STD15)APP/K/773/S · Standard€291,294€82,99422.2% – 22.2% of the no-charge value
Irish LifeStandard PRSA (STDX0)APP/K/501/S · Standard€303,375€70,91318.9% – 18.9% of the no-charge value
New IrelandNon-Standard PRSA - Product 10APP/H/084/NS · Non-standard€280,062 – €300,959€73,329 – €94,22719.6% – 25.2% of the no-charge value
New IrelandNon-Standard PRSA - Product 11APP/H/059/NS · Non-standard€264,003 – €283,543€90,745 – €110,28624.2% – 29.5% of the no-charge value
New IrelandNon-Standard PRSA - Product 12APP/H/962/NS · Non-standard€251,015 – €269,419€104,869 – €123,27328.0% – 32.9% of the no-charge value
New IrelandNon-Standard PRSA - Product 13APP/H/508/NS · Non-standard€268,347 – €288,165€86,124 – €105,94223.0% – 28.3% of the no-charge value
New IrelandNon-Standard PRSA - Product 14APP/H/858/NS · Non-standard€255,174 – €273,840€100,448 – €119,11526.8% – 31.8% of the no-charge value
New IrelandNon-Standard PRSA - Product 15APP/H/1012/NS · Non-standard€336,689 – €449,707-€75,419 – €37,599-20.2% – 10.0% of the no-charge value
New IrelandNon-Standard PRSA - Product 6APP/H/874/NS · Non-standard€270,982 – €291,294€82,994 – €103,30722.2% – 27.6% of the no-charge value
New IrelandNon-Standard PRSA - Product 7APP/H/723/NS · Non-standard€273,252 – €293,710€80,578 – €101,03721.5% – 27.0% of the no-charge value
New IrelandNon-Standard PRSA - Product 8APP/H/176/NS · Non-standard€275,522 – €296,126€78,162 – €98,76720.9% – 26.4% of the no-charge value
New IrelandNon-Standard PRSA - Product 9APP/H/503/NS · Non-standard€277,792 – €298,543€75,746 – €96,49720.2% – 25.8% of the no-charge value
New IrelandProduct 4APP/H/035/NS · Non-standard€297,181 – €319,529€54,759 – €77,10714.6% – 20.6% of the no-charge value
New IrelandProduct 5APP/H/109/NS · Non-standard€282,332 – €303,375€70,913 – €91,95718.9% – 24.6% of the no-charge value
New IrelandPRSA Choice/PRSA PlusAPP/H/305/NS · Non-standard€257,487 – €296,126€78,162 – €116,80220.9% – 31.2% of the no-charge value
New IrelandPRSA Choice/PRSA PlusAPP/H/525/NS · Non-standard€270,982 – €296,126€78,162 – €103,30720.9% – 27.6% of the no-charge value
New IrelandPRSA Choice/PRSA PlusAPP/H/938/NS · Non-standard€244,778 – €296,126€78,162 – €129,51020.9% – 34.6% of the no-charge value
New IrelandStandard PRSAAPP/H/217/S · Standard€291,294 – €296,126€78,162 – €82,99420.9% – 22.2% of the no-charge value
New IrelandStandard PRSAAPP/H/316/S · Standard€303,375€70,91318.9% – 18.9% of the no-charge value
New IrelandStandard PRSAAPP/H/397/S · Standard€298,543€75,74620.2% – 20.2% of the no-charge value
New IrelandStandard PRSA - Product DAPP/H/170/S · Standard€291,294€82,99422.2% – 22.2% of the no-charge value
New IrelandStandard PRSA - Product EAPP/H/748/S · Standard€293,710€80,57821.5% – 21.5% of the no-charge value
New IrelandStandard PRSA - Product FAPP/H/137/S · Standard€296,126€78,16220.9% – 20.9% of the no-charge value
New IrelandStandard PRSA - Product GAPP/H/117/S · Standard€300,959€73,32919.6% – 19.6% of the no-charge value
New IrelandStandard PRSA - Product HAPP/H/1010/S · Standard€336,689€37,59910.0% – 10.0% of the no-charge value
New IrelandStandard PRSA - Product IAPP/H/1011/S · Standard€319,529€54,75914.6% – 14.6% of the no-charge value
Newcourt Retirement FundSelf-Invested PRSAAPP/A/345/NS · Non-standard€203,708 – €374,288€0 – €170,5810.0% – 45.6% of the no-charge value
Quest Retirement SolutionsQuest Retirement Solutions PRSAAPP/O/001/NS · Non-standard€224,377 – €336,689€37,599 – €149,91210.0% – 40.1% of the no-charge value
Royal LondonRoyal London PRSA (0.40%)APP/RL/1014/NS · Non-standard€338,461 – €374,288€0 – €35,8270.0% – 9.6% of the no-charge value
Royal LondonRoyal London PRSA (0.50%)APP/RL/1015/NS · Non-standard€331,399 – €374,288€0 – €42,8890.0% – 11.5% of the no-charge value
Royal LondonRoyal London PRSA (0.65%)APP/RL/1016/NS · Non-standard€321,122 – €374,288€0 – €53,1670.0% – 14.2% of the no-charge value
Royal LondonRoyal London PRSA (0.75%)APP/RL/1017/NS · Non-standard€314,474 – €374,288€0 – €59,8140.0% – 16.0% of the no-charge value
Royal LondonRoyal London PRSA (0.90%)APP/RL/1018/NS · Non-standard€304,800 – €374,288€0 – €69,4880.0% – 18.6% of the no-charge value
Royal LondonRoyal London PRSA (1.00%)APP/RL/1019/NS · Non-standard€298,543 – €374,288€0 – €75,7460.0% – 20.2% of the no-charge value
Royal LondonRoyal London PRSA (1.15%)APP/RL/1020/NS · Non-standard€289,435 – €374,288€0 – €84,8530.0% – 22.7% of the no-charge value
Royal LondonRoyal London PRSA (1.25%)APP/RL/1021/NS · Non-standard€283,543 – €374,288€0 – €90,7450.0% – 24.2% of the no-charge value
Royal LondonRoyal London PRSA (1.40%)APP/RL/1022/NS · Non-standard€274,967 – €374,288€0 – €99,3210.0% – 26.5% of the no-charge value
Royal LondonRoyal London PRSA (1.50%)APP/RL/1023/NS · Non-standard€269,419 – €374,288€0 – €104,8690.0% – 28.0% of the no-charge value
Saol AssurancePRSA (A)APP/AA/998/NS · Non-standard€238,943 – €297,309€76,979 – €135,34520.6% – 36.2% of the no-charge value
Saol AssurancePRSA (B)APP/AA/999/NS · Non-standard€243,016 – €302,124€72,164 – €131,27319.3% – 35.1% of the no-charge value
Saol AssurancePRSA (C)APP/AA/1000/NS · Non-standard€247,088 – €299,717€74,572 – €127,20019.9% – 34.0% of the no-charge value
Saol AssurancePRSA (D)APP/AA/1001/NS · Non-standard€249,124 – €302,124€72,164 – €125,16419.3% – 33.4% of the no-charge value
Saol AssurancePRSA (E)APP/AA/1002/NS · Non-standard€255,545 – €318,201€56,087 – €118,74315.0% – 31.7% of the no-charge value
Standard LifePersonal Retirement Savings Account - Ref PRFAPP/R/545/NS · Non-standard€260,652 – €314,640€59,648 – €113,63615.9% – 30.4% of the no-charge value
Standard LifePersonal Retirement Savings Account - Ref PRNAPP/R/045/NS · Non-standard€271,627 – €314,640€59,648 – €102,66115.9% – 27.4% of the no-charge value
Standard LifePersonal Retirement Savings Account - Ref PRSAPP/R/013/NS · Non-standard€260,652 – €314,640€59,648 – €113,63615.9% – 30.4% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account AAPP/R/251/NS · Non-standard€266,724 – €374,288€0 – €107,5640.0% – 28.7% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account BAPP/R/459/NS · Non-standard€253,645 – €354,919€19,370 – €120,6435.2% – 32.2% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account CAPP/R/509/NS · Non-standard€241,322 – €336,689€37,599 – €132,96610.0% – 35.5% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account DAPP/R/152/NS · Non-standard€261,323 – €367,039€7,249 – €112,9661.9% – 30.2% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account EAPP/R/771/NS · Non-standard€248,474 – €347,996€26,292 – €125,8147.0% – 33.6% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account FAPP/R/239/NS · Non-standard€236,371 – €330,076€44,212 – €137,91711.8% – 36.8% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account GAPP/R/134/NS · Non-standard€255,921 – €359,790€14,498 – €118,3673.9% – 31.6% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account HAPP/R/443/NS · Non-standard€243,304 – €341,074€33,214 – €130,9848.9% – 35.0% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account IAPP/R/174/NS · Non-standard€231,419 – €341,074€33,214 – €142,8698.9% – 38.2% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account JAPP/R/1006/NS · Non-standard€253,645 – €354,919€19,370 – €120,6435.2% – 32.2% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account KAPP/R/1007/NS · Non-standard€241,322 – €354,919€19,370 – €132,9665.2% – 35.5% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account LAPP/R/1008/NS · Non-standard€241,322 – €340,247€34,041 – €132,9669.1% – 35.5% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account MAPP/R/1009/NS · Non-standard€241,322 – €336,689€37,599 – €132,96610.0% – 35.5% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account NAPP/R/1024/NS · Non-standard€229,711 – €336,689€37,599 – €144,57810.0% – 38.6% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account OAPP/R/1025/NS · Non-standard€266,724 – €374,288€0 – €107,5640.0% – 28.7% of the no-charge value
Standard LifeSynergy Personal Retirement Savings Account PAPP/R/1026/NS · Non-standard€253,645 – €354,919€19,370 – €120,6435.2% – 32.2% of the no-charge value
ZurichAon Standard -- RFARAPP/J/163/S · Standard€291,294€82,99422.2% – 22.2% of the no-charge value
ZurichAon Standard -- RFASAPP/J/730/S · Standard€303,375€70,91318.9% – 18.9% of the no-charge value
ZurichZurich PRSA - RFATAPP/J/843/NS · Non-standard€258,142 – €284,699€89,590 – €116,14623.9% – 31.0% of the no-charge value
ZurichZurich PRSA - RFAUAPP/J/954/S · Standard€303,375€70,91318.9% – 18.9% of the no-charge value
ZurichZurich PRSA - RFAVAPP/J/955/S · Standard€300,959€73,32919.6% – 19.6% of the no-charge value
ZurichZurich PRSA - RFAWAPP/J/956/S · Standard€298,543€75,74620.2% – 20.2% of the no-charge value
ZurichZurich PRSA - RFAXAPP/J/957/NS · Non-standard€264,579 – €288,165€86,124 – €109,71023.0% – 29.3% of the no-charge value
ZurichZurich PRSA - RFAYAPP/J/958/NS · Non-standard€262,433 – €285,854€88,434 – €111,85523.6% – 29.9% of the no-charge value
ZurichZurich PRSA - RFAZAPP/J/959/NS · Non-standard€260,288 – €283,543€90,745 – €114,00124.2% – 30.5% of the no-charge value
ZurichZurich PRSA - RFBAAPP/J/1003/S · Standard€336,689€37,59910.0% – 10.0% of the no-charge value
ZurichZurich PRSA - RFBBAPP/J/1004/S · Standard€319,529€54,75914.6% – 14.6% of the no-charge value
ZurichZurich PRSA - RFBCAPP/J/1005/NS · Non-standard€251,624 – €273,840€100,448 – €122,66526.8% – 32.8% of the no-charge value
ZurichZurich PRSA - RFBDAPP/J/1027/NS · Non-standard€319,529€54,75914.6% – 14.6% of the no-charge value
ZurichZurich PRSA - RFBEAPP/J/1028/NS · Non-standard€303,375€70,91318.9% – 18.9% of the no-charge value
ZurichZurich PRSA - RFBFAPP/J/1029/NS · Non-standard€297,181€77,10720.6% – 20.6% of the no-charge value
ZurichZurich PRSA - RFBGAPP/J/1030/NS · Non-standard€282,332€91,95724.6% – 24.6% of the no-charge value
ZurichZurich PRSA -- RFAAAPP/J/406/S · Standard€303,375 – €306,999€67,289 – €70,91318.0% – 18.9% of the no-charge value
ZurichZurich PRSA -- RFABAPP/J/242/NS · Non-standard€271,605 – €299,751€74,538 – €102,68319.9% – 27.4% of the no-charge value
ZurichZurich PRSA -- RFACAPP/J/739/NS · Non-standard€288,245 – €318,266€56,023 – €86,04315.0% – 23.0% of the no-charge value
ZurichZurich PRSA -- RFADAPP/J/634/NS · Non-standard€278,331 – €306,999€67,289 – €95,95718.0% – 25.6% of the no-charge value
ZurichZurich PRSA -- RFAEAPP/J/463/NS · Non-standard€229,583 – €252,944€121,344 – €144,70532.4% – 38.7% of the no-charge value
ZurichZurich PRSA -- RFAFAPP/J/589/NS · Non-standard€251,624 – €277,156€97,132 – €122,66526.0% – 32.8% of the no-charge value
ZurichZurich PRSA -- RFAGAPP/J/158/NS · Non-standard€273,847 – €302,167€72,121 – €100,44119.3% – 26.8% of the no-charge value
ZurichZurich PRSA -- RFAHAPP/J/385/NS · Non-standard€247,516 – €272,735€101,553 – €126,77227.1% – 33.9% of the no-charge value
ZurichZurich PRSA -- RFAIAPP/J/193/NS · Non-standard€241,354 – €266,103€108,185 – €132,93428.9% – 35.5% of the no-charge value
ZurichZurich PRSA -- RFAJAPP/J/369/S · Standard€319,529 – €323,321€50,968 – €54,75913.6% – 14.6% of the no-charge value
ZurichZurich PRSA -- RFAKAPP/J/842/NS · Non-standard€292,933 – €323,321€50,968 – €81,35513.6% – 21.7% of the no-charge value
ZurichZurich PRSA -- RFALAPP/J/371/S · Standard€291,294 – €294,918€79,370 – €82,99421.2% – 22.2% of the no-charge value
ZurichZurich PRSA -- RFAMAPP/J/779/NS · Non-standard€267,121 – €294,918€79,370 – €107,16721.2% – 28.6% of the no-charge value
ZurichZurich PRSA -- RFANAPP/J/129/NS · Non-standard€244,435 – €269,419€104,869 – €129,85328.0% – 34.7% of the no-charge value
ZurichZurich PRSA -- RFAOAPP/J/953/S · Standard€294,918 – €298,543€75,746 – €79,37020.2% – 21.2% of the no-charge value
ZurichZurich PRSA -- RFAPAPP/J/565/S · Standard€298,543 – €302,167€72,121 – €75,74619.3% – 20.2% of the no-charge value
ZurichZurich PRSA -- RFAQAPP/J/291/S · Standard€299,751 – €305,791€68,497 – €74,53818.3% – 19.9% of the no-charge value

Not shown (1): products whose published charges could not be reduced to numbers — Irish Life Premium PRSA (PRM30) (APP/K/190/NS). See the comparison table notes for these.

Charges data as of June 2026. Source: The Pensions Authority — PRSA Products and Charges (retrieved 2026-06-12). Contains Irish Government Data licensed under a Creative Commons Attribution 4.0 International (CC BY 4.0) licence (licence).