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Irish Life

Registered name
Irish Life Assurance plc
Approved PRSA products
56
Website
www.irishlife.ie

Published charges

Published charges of approved Irish PRSA products. Default order is alphabetical by provider and product; column sorting is available with JavaScript enabled.
Product Type Contribution charge Annual management charge Notes
Advance PRSA (ADV00) APP/K/268/NS Non-standard 0% 1% – 1.6% 1% - 1.6%
Advance PRSA (ADV05 or ADV15) APP/K/300/NS Non-standard 5% 1% – 1.6% 1% - 1.6%
Advance PRSA (ADVX0) APP/K/231/NS Non-standard 0% 1% – 1.6% 1% - 1.6%
AIB Invest PRSA APP/K/126/S Standard 0% – 4.5% 1%
Ark Life PRSA APP/K/191/S Standard 3% – 5% 0.93% – 1% 0.93% - 1%
Ascend PRSA D APP/K/1046/NS Non-standard 0% 0.5% – 1.8% 0.50% - 1.80%; A plan charge of 0.25% is added to this charge
Ascend PRSA H APP/K/1044/NS Non-standard 0% 0.5% – 1.8% 0.50% - 1.80%; A plan charge of 0.10% is added to this charge
Ascend PRSA N APP/K/1047/NS Non-standard 0% 0.5% – 1.8% 0.50% - 1.80%; A plan credit of 0.40% is subtracted from this charge
Ascend PRSA W APP/K/1045/NS Non-standard 0% 0.5% – 1.8% 0.50% - 1.80%; A plan credit of 0.15% is subtracted from this charge
Clear PRSA (1%, 0%) APP/K/716/S Standard 0% 1%
Clear PRSA (1%, 4.5%) APP/K/640/S Standard 0% – 4.5% 1%
Company Standard Group PRSA APP/K/243/S Standard 4% 1%
Company Standard Group PRSA (0%, 0.75%) APP/K/736/S Standard 0% 0.75%
Company Standard PRSA APP/K/813/S Standard 5% 1%
Company Standard PRSA (0%, 0.50%) APP/K/119/S Standard 0% 0.5%
Company Standard PRSA (0%, 0.75%) APP/K/072/S Standard 0% 0.75%
Company Standard PRSA (0%, 1%) APP/K/942/S Standard 0% 1%
Company Standard PRSA (1%, 0.75%) APP/K/812/S Standard 1% 0.75%
Company Standard PRSA (1%, 1%) APP/K/685/S Standard 1% 1%
Company Standard PRSA (2%, 1%) APP/K/237/S Standard 2% 1%
Company Standard PRSA (3%, 1%) APP/K/544/S Standard 3% 1%
Complete Solutions PRSA Options (0%) APP/K/122/NS Non-standard 0% 1% – 2.6% 1% - 2.60%2
Complete Solutions PRSA Options (1.5%) APP/K/713/NS Non-standard 0% – 1.5% 1% – 2.6% 1% - 2.60%2
Complete Solutions PRSA Options (3%) APP/K/216/NS Non-standard 1.5% – 3% 1% – 2.6% 1% - 2.60%2
Complete Solutions PRSA Options (5%) APP/K/696/NS Non-standard 3.5% – 5% 1% – 2.6% 1% - 2.60%2
Complete Solutions PRSA Plus APP/K/1013/NS Non-standard 0% 1% – 2.6% 1.00%-2.6%; A plan charge of 0.25% is added to this charge
Complete Solutions PRSA Standard (0%) APP/K/897/S Standard 0% 1%
Complete Solutions PRSA Standard (1.5%) APP/K/751/S Standard 0% – 1.5% 1%
Complete Solutions PRSA Standard (3%) APP/K/997/S Standard 1.5% – 3% 1%
Complete Solutions PRSA Standard (5%) APP/K/349/S Standard 3.5% – 5% 1%
Corporate Standard Group PRSA APP/K/719/S Standard 0% – 1% 1%
Corporate Standard PRSA APP/K/627/S Standard 1% – 2% 1%
Horizon PRSA Choice APP/K/1041/NS Non-standard 0% 0.5% – 1.8% 0.50%-1.80%; A plan credit of 0.10% is subtraced from this charge; A plan credit of 0.10% is subtracted from this charge
Horizon PRSA Focus APP/K/1040/NS Non-standard 0% 0.5% – 1.8% 0.50%-1.80%; A plan charge of 0.15% is added to this charge
Horizon PRSA Solution APP/K/1042/NS Non-standard 0% 0.5% – 1.8% 0.50%-1.80%; A plan credit of 0.25% is subtracted from this charge; A plan credit of 0.20% is subtracted from this charge
Irish Life PRSA Plan J APP/K/141/NS Non-standard 0% 0.85% – 1.8% 0.85%-1.80%; A plan charge of 0.55% is added to this charge; A plan charge of 0.35% is added to this charge
Irish Life PRSA Plan K APP/K/530/NS Non-standard 0% 0.85% – 1.8% 0.85%-1.80%; A plan charge of 0.30% is added to this charge; A plan charge of 0.10% is added to this charge
Irish Life PRSA Plan L APP/K/347/NS Non-standard 0% 0.85% – 1.8% 0.85%-1.80%; A plan charge of 0.05% is added to this charge; A plan credit of 0.15% is subtracted from this charge
Irish Life PRSA Plan M APP/K/331/NS Non-standard 0% 0.85% – 1.8% 0.85%-1.80%; A plan credit of 0.20% is subtracted from this charge; A plan credit of 0.40% is subtracted from this charge
Irish Life PRSA Plan N APP/K/332/NS Non-standard 0% 0.85% – 1.8% 0.85%-1.80%; A plan charge of 0.60% is added to this charge
Irish Life PRSA Plan O APP/K/333/NS Non-standard 0% 0.85% – 1.8% 0.85%-1.80%; A plan charge of 0.10% is added to this charge
Premium PRSA (PRM30) APP/K/190/NS Non-standard — 1% – 1.6% 50% in the 1st year; 1% - 1.6%; Loyalty bonus on fund of .5% at month 132 and every 12 months after; 3% for each year after; 3% of the one-off premium; 1 allocation reduces by 0.5% after 5 years
PRSA Core APP/K/1032/NS Non-standard 0% 0.5% – 1.8% 0.50%-1.80%; A plan charge of 0.05% is added to this charge
PRSA Performance (1.2% & 5%) APP/K/283/NS Non-standard 5% 1% – 1.85% 1.% - 1.85%; 1% - 1.85%; Loyalty bonus on regular contribution fund: While the plan is in force, on or after the 10th anniversary and every 5 years thereafter, the regular fund value obtains a bonus depending on the value of the regular contribution fund.; Reducing fund charge: The single contribution fund charge falls by 0.05% when it reaches €150,000, than by another 0.05% at €250,000, by another 0.05% at €500,000.
PRSA Performance (1.2%) APP/K/334/NS Non-standard 0% – 5% 1% – 1.85% 1% - 1.85%; Loyalty bonus on regular contribution fund: While the plan is in force, on or after the 10th anniversary and every 5 years thereafter, the regular fund value obtains a bonus depending on the value of the regular contribution fund.; Reducing fund charge: The single contribution fund charge falls by 0.05% when it reaches €150,000, than by another 0.05% at €250,000, by another 0.05% at €500,000.
PRSA Performance (1.35% & 3%) APP/K/926/NS Non-standard 3% – 5% 1% – 1.85% 1% - 1.85%; Loyalty bonus on regular contribution fund: While the plan is in force, on or after the 10th anniversary and every 5 years thereafter, the regular fund value obtains a bonus depending on the value of the regular contribution fund.; Reducing fund charge: The single contribution fund charge falls by 0.05% when it reaches €150,000, than by another 0.05% at €250,000, by another 0.05% at €500,000.
PRSA Performance (1.35% & 5%) APP/K/132/NS Non-standard 5% 1% – 1.85% 1% - 1.85%; Loyalty bonus on regular contribution fund: While the plan is in force, on or after the 10th anniversary and every 5 years thereafter, the regular fund value obtains a bonus depending on the value of the regular contribution fund.; Reducing fund charge: The single contribution fund charge falls by 0.05% when it reaches €150,000, than by another 0.05% at €250,000, by another 0.05% at €500,000.
PRSA Performance (EBS 1.35% & 5%) APP/K/767/NS Non-standard 5% 1% – 1.85% 1.35% - 1.85%2; Loyalty bonus on regular contribution fund: While the plan is in force, on or after the 10th anniversary and every 5 years thereafter, the regular fund value obtains a bonus depending on the value of the regular contribution fund.; 1% - 1.5%2; Reducing fund charge: The single contribution fund charge falls by 0.05% when it reaches €150,000, than by another 0.05% at €250,000, by another 0.05% at €500,000.
PRSA Select APP/K/1033/NS Non-standard 0% 0.5% – 1.8% 0.50%-1.80%; A plan credit of 0.20% is subtracted from this charge
PRSA Standard (1% & 5%) APP/K/935/S Standard 5% 1% reduces by .05% when fund reaches certain levels
PRSA Standard (1%) APP/K/273/S Standard 0% 1% reduces by .05% when fund reaches certain levels
Public Sector PRSA APP/K/082/S Standard 1% – 4% 1%
Standard PRSA (STD00) APP/K/261/S Standard 0% 1%
Standard PRSA (STD03 or STD10) APP/K/033/S Standard 3% 1%
Standard PRSA (STD05 or STD15) APP/K/773/S Standard 5% 1%
Standard PRSA (STDX0) APP/K/501/S Standard 0% 1%

Ranges reflect tiered or conditional published charging structures — see each product's notes and the methodology. A dash means the published charge could not be reduced to a number; check the notes and the original register.

Charges data as of August 2026. Source: The Pensions Authority — PRSA Products and Charges (retrieved 2026-09-01). Contains Irish Government Data licensed under a Creative Commons Attribution 4.0 International (CC BY 4.0) licence (licence).

Reading these charges

The figures above are Irish Life's own published charges as recorded in the Pensions Authority register, shown here without alteration. A contribution charge is taken from each payment before it is invested; an annual management charge is taken from the whole fund every year. Where a range appears, the rate depends on the contribution tier or the fund selected within the product, and the register's own note is reproduced in the notes column.

Charges are one factor among several. Fund choice, investment options, service and your own circumstances are not captured in this table, and this site does not assess them or compare providers on anything other than the published figures.

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